Critical Illness Coverage

Critical Illness Insurance

When someone is diagnosed with a life-threatening illness (e.g. cancer, heart attack, stroke, major organ transplant, End Stage Renal Failure, paralysis, coma), the physical and emotional challenges can be overwhelming. Expenses associated with the illness can result in considerable additional stress in these difficult circumstances. Critical Illness Insurance is a supplemental coverage benefit members for those unexpected illnesses.

What is Critical Illness Insurance?

Our plans start at $18/mo. Critical Illness Insurance is independent of other medical coverage and can help meet some expenses not covered by standard health insurance policies. It provides a lump-sum payment to a covered individual who is diagnosed with one or more of the critical illnesses outlined in the policy.

How does Critical Illness Insurance coverage work?

The benefit is paid directly to the insured individual, who can choose how to use it, such as to help cover deductibles, lost wages, household bills, alternative treatment, or other needs. This flexibility allows the beneficiary to focus on recovery and not on the financial impact of a critical illness.