Hospital Indemnity Coverage Under 65

Hospital Indemnity insurance provides a cash benefit in the event of a hospital confinement for a covered illness and/or injury. You and your covered dependents are paid an indemnity benefit amount, depending on your plan and the length of your stay. You can use the payment in any way you choose – for medical expenses like deductibles, co-pays, or coinsurance - or everyday costs, like housekeeping and childcare.

Coverage is available for hospital confinement, including:

• First day confinement (hospital admission)
• Additional confinement days in the hospital
• Confinement Days spent in the Intensive Care Unit (ICU)

Even if you have a good health plan, it's possible that your plan will not cover all the costs incurred by a hospital stay. Aside from hospital bills, there may be additional costs such as time away from home, meals, travel and lodging expenses for loved ones. Hospital Indemnity insurance can give you the peace of mind to focus on what's most important – getting better.